You will start by studying how imperfect correlation between assets leads to diversified and optimal portfolios as well as the consequences in terms of asset pricing. Then, you will learn how to shape an investor's profile and build an adequate portfolio by combining strategic and tactical asset allocations. Finally, you will have a more in-depth look at risk: its different facets and the appropriate tools and techniques to measure it, manage it and hedge it. Key speakers from UBS, our corporate partner, will regularly add a practical perspective on these different topics as you progress through the course.
You can expect any financial planner to be in fairly regular contact with you, though the form that contact takes will vary. Robo-advisors typically send regular emails and account prompts while online planning services and traditional planners will meet with you throughout the year. You should update your planner with any changes to your financial situation.
Home & Auto InsuranceAuto InsuranceLiability CoverageComprehensive CoverageCollision CoverageUninsured & Underinsured Motorist CoverageDiminishing DeductibleAccident ForgivenessMinor Violation ForgivenessRoadside AssistanceSpecialty Auto Insurance24-Hour Customer ServiceTowingRental ReimbursementPersonal Injury Protection (PIP)Medical Payments CoverageHome InsuranceProperty InsuranceHomeowners LiabilityRenters InsuranceCondo InsuranceMobile Home InsuranceScheduled Property InsuranceLandlords InsuranceIn-Home Business InsuranceOther Personal InsuranceIdentity TheftPersonal Umbrella InsuranceData BackupLife InsuranceIndividual Life InsuranceGroup Life InsuranceLong-Term Care InsuranceMortgage Protection InsuranceDisability InsuranceSecond-To-Die PolicyKey Person (Key Men) InsuranceHealth InsuranceIndividual & Family Health InsuranceGroup Health InsuranceDental CoverageVision CoverageLong-Term Care InsuranceTemporary Health InsuranceSupplemental InsuranceDisability InsuranceMedical Expense InsuranceChild Health InsuranceTravel Health InsurancePrescription InsuranceHSAsRecreational Vehicle InsuranceBoat InsuranceMotorcycle InsuranceMotorhome InsuranceATV InsuranceSnowmobile InsuranceFinancial ServicesFinancial PlanningAnnuities401KRetirement PlansMutual FundsPension PlansProfit Sharing PlansTraditional & Roth IRAsAdditional Insurance ServicesSpecial Event InsuranceOther ServicesCoverage for Specific IndustriesAccounting Firm InsuranceAlarm Contractors InsuranceInsurance for ArboristsBar InsuranceBox Truck InsuranceBuilders Risk InsuranceCar Dealership InsuranceCatering InsuranceCleaning Business InsuranceConstruction InsuranceConsulting Firm InsuranceContractors InsuranceSpecialty Trade Contractors InsuranceCraft Brewery InsuranceEducational Facility InsuranceFinancial Institution InsuranceGarage InsuranceHandyman InsuranceHealthcare Facility InsuranceHealthcare Practice InsuranceHVAC Contractors InsuranceLaw Firm InsuranceLimousine Services InsuranceLiquor Liability InsuranceLivestock InsuranceMaintenance Contractors InsuranceManufacturing InsuranceMedia & Advertising InsuranceMedical Malpractice InsuranceNon Profit InsuranceNursing InsuranceOrthotics & Prosthetics InsurancePool & Spa InsurancePrinters & Publishers InsuranceRailroad Contractors InsuranceReal Estate Businesses InsuranceRestaurant InsuranceRetail InsuranceRideshare InsuranceScrap Metal InsuranceSelf-Storage InsuranceSeptic Contractors InsuranceSpecialized Truck Equipment InsuranceTechnology Services InsuranceTractor InsuranceTow Trucks InsuranceWater Well Drillers InsuranceVeterinary InsuranceCoverage for Your BusinessBondsBusiness Catastrophe InsuranceBusiness Owners Policy (BOP)Commercial Auto InsuranceCommercial General LiabilityCommercial Property InsuranceCommercial Umbrella InsuranceCrime InsuranceEquipment InsuranceErrors and Omissions InsuranceFidelity BondsLoss Control InsuranceInland Marine InsuranceMarine InsuranceMechanical Breakdown InsuranceOffice InsuranceProduct Liability InsuranceProfessional LiabilitySmall Business InsuranceSmall Business Liability InsuranceSurety BondsTechnology InsuranceTransportation InsuranceWorkers CompensationCoverage for Your EmployeesSmall Business Retirement PlansEmployer-Sponsored RetirementGroup BenefitsGroup Disability InsuranceVoluntary BenefitsRetiree Health CoverageGroup Health InsuranceDisability InsuranceIndividual Life InsuranceCrop Insurance - Hays KS & Great Bend KS - Insurance Planning, Inc.Farm InsuranceCrop InsuranceFarm Owners InsuranceFarm Livestock InsuranceEquine InsuranceFarm Equipment InsuranceFarm Dwelling InsuranceFarm Structures InsuranceFarm Auto InsuranceFarm Umbrella InsuranceFarm Liability Insurance
When choosing a financial planner, it's important to understand the financial planning landscape. According to the Financial Industry Regulatory Authority (FINRA), almost anyone can claim to be a financial planner and might come from many different backgrounds. Financial planners might be brokers or investment advisers, insurance agents, practicing accountants, or individuals with no financial credentials. That is why the consumer must perform his or her due diligence before turning their money over to any sort of financial advisor. Here are some differences between the two terms.